New York Paycheck Calculator 2026
Estimate your 2026 take-home pay in New York — federal income tax withholding (IRS Pub 15-T), Social Security, Medicare, New York state income tax, NY DBL + NY PFL. Examples below use the calculator's own 2026 engine, single filer, standard W-4, no pre-tax deductions.
$57,717 — that's the yearly take-home on a $75,000 salary in New York.
Try the New York calculator →Take-home pay examples — New York, single filer
$50,000 salary
$39,963
take-home / year · ≈ $1,537 biweekly
- Federal income tax: $3,820
- Social Security + Medicare: $3,825
- New York state income tax: $2,145
- NY DBL + NY PFL: $247
- Effective tax rate: 20.074%
$75,000 salary
$57,717
take-home / year · ≈ $2,220 biweekly
- Federal income tax: $7,670
- Social Security + Medicare: $5,738
- New York state income tax: $3,520
- NY DBL + NY PFL: $355
- Effective tax rate: 23.044%
$100,000 salary
$73,785
take-home / year · ≈ $2,838 biweekly
- Federal income tax: $13,170
- Social Security + Medicare: $7,650
- New York state income tax: $4,952
- NY DBL + NY PFL: $443
- Effective tax rate: 26.215%
2026 New York state income tax brackets (single filer)
New York uses a progressive income tax — higher brackets apply only to income above each threshold, not your whole salary.
| Single-filer taxable income | Rate |
|---|---|
| $0 – $8,500 | 4% |
| $8,500 – $11,700 | 4.5% |
| $11,700 – $13,900 | 5.25% |
| $13,900 – $80,650 | 5.5% |
| $80,650 – $215,400 | 6% |
| $215,400 – $1,077,550 | 6.85% |
| $1,077,550 – $5,000,000 | 9.65% |
| $5,000,000 – $25,000,000 | 10.3% |
| $25,000,000+ | 10.9% |
Adjustments: standard deduction of $8,000 for single filers.
Also withheld in New York: NY DBL at 0.5% (first $6,240 of wages), NY PFL at 0.432% (first $95,349 of wages).
Local taxes: NYC residents pay additional city income tax (3.078%-3.876%). Yonkers residents pay 16.5% surcharge on state tax.
New York City and Yonkers residents pay local income tax on top of the state rate. The calculator supports both localities — pick NYC or Yonkers after selecting New York. Example figures on this page exclude local tax.
What comes out of a New York paycheck
- Federal income tax — withheld per your W-4 using IRS Publication 15-T
- Social Security — 6.2% of wages up to $180,000
- Medicare — 1.45%, plus 0.9% above $200,000
- New York state income tax — progressive brackets (table above)
- NY DBL — 0.5% on the first $6,240 of wages
- NY PFL — 0.432% on the first $95,349 of wages
- Local taxes — see note above
How to calculate your New York paycheck
- Enter your annual salary or hourly wage and pick your pay frequency (weekly, biweekly, semimonthly, monthly)
- Choose New York and your filing status
- Adjust your W-4: Step 2 checkbox (multiple jobs), Step 3 dependent credits, Step 4 other income/deductions, extra withholding
- Add pre-tax deductions — 401(k), HSA, Section 125 — to see true take-home
- Get per-paycheck and annual breakdowns of every withholding line
Free, no signup, all 50 states + DC.
Calculate my New York paycheck →Frequently asked questions
Does New York have state income tax in 2026?
Yes — New York uses progressive brackets in 2026, from 4% up to 10.9% for single filers.
What is take-home pay on a $75,000 salary in New York?
About $57,717 per year (≈ $2,220 per biweekly paycheck) for a single filer with standard W-4 settings. Total withholding is $17,283: federal income tax $7,670, Social Security $4,650, Medicare $1,088, state income tax $3,520, plus NY DBL + NY PFL totaling about $355.
How do I calculate my New York paycheck?
Use the free New York paycheck calculator: enter your salary or hourly wage and pay frequency, pick your filing status, and adjust W-4 settings (Step 2 checkbox, dependents, extra withholding) and pre-tax deductions like 401(k), HSA, and Section 125. The breakdown shows every withholding line per paycheck and per year.