Maryland Paycheck Calculator 2026
Estimate your 2026 take-home pay in Maryland — federal income tax withholding (IRS Pub 15-T), Social Security, Medicare, Maryland state income tax. Examples below use the calculator's own 2026 engine, single filer, standard W-4, no pre-tax deductions.
$58,394 — that's the yearly take-home on a $75,000 salary in Maryland.
Try the Maryland calculator →Take-home pay examples — Maryland, single filer
$50,000 salary
$40,344
take-home / year · ≈ $1,552 biweekly
- Federal income tax: $3,820
- Social Security + Medicare: $3,825
- Maryland state income tax: $2,011
- Effective tax rate: 19.313%
$75,000 salary
$58,394
take-home / year · ≈ $2,246 biweekly
- Federal income tax: $7,670
- Social Security + Medicare: $5,738
- Maryland state income tax: $3,199
- Effective tax rate: 22.142%
$100,000 salary
$74,794
take-home / year · ≈ $2,877 biweekly
- Federal income tax: $13,170
- Social Security + Medicare: $7,650
- Maryland state income tax: $4,386
- Effective tax rate: 25.206%
2026 Maryland state income tax brackets (single filer)
Maryland uses a progressive income tax — higher brackets apply only to income above each threshold, not your whole salary.
| Single-filer taxable income | Rate |
|---|---|
| $0 – $1,000 | 2% |
| $1,000 – $2,000 | 3% |
| $2,000 – $3,000 | 4% |
| $3,000 – $100,000 | 4.75% |
| $100,000 – $125,000 | 5% |
| $125,000 – $150,000 | 5.25% |
| $150,000 – $250,000 | 5.5% |
| $250,000 – $500,000 | 5.75% |
| $500,000 – $1,000,000 | 6.25% |
| $1,000,000+ | 6.5% |
Adjustments: standard deduction of $3,350 for single filers, personal exemption of $3,200, $3,200 per dependent.
Local taxes: MD counties charge local income tax (avg 2.4% of AGI). Montgomery/PG/Howard: 3.2%.
Maryland counties levy a local income tax of roughly 2.25%–3.2% on top of the state rate, collected through the state withholding system.
What comes out of a Maryland paycheck
- Federal income tax — withheld per your W-4 using IRS Publication 15-T
- Social Security — 6.2% of wages up to $180,000
- Medicare — 1.45%, plus 0.9% above $200,000
- Maryland state income tax — progressive brackets (table above)
- Local taxes — see note above
How to calculate your Maryland paycheck
- Enter your annual salary or hourly wage and pick your pay frequency (weekly, biweekly, semimonthly, monthly)
- Choose Maryland and your filing status
- Adjust your W-4: Step 2 checkbox (multiple jobs), Step 3 dependent credits, Step 4 other income/deductions, extra withholding
- Add pre-tax deductions — 401(k), HSA, Section 125 — to see true take-home
- Get per-paycheck and annual breakdowns of every withholding line
Free, no signup, all 50 states + DC.
Calculate my Maryland paycheck →Frequently asked questions
Does Maryland have state income tax in 2026?
Yes — Maryland uses progressive brackets in 2026, from 2% up to 6.5% for single filers.
What is take-home pay on a $75,000 salary in Maryland?
About $58,394 per year (≈ $2,246 per biweekly paycheck) for a single filer with standard W-4 settings. Total withholding is $16,606: federal income tax $7,670, Social Security $4,650, Medicare $1,088, state income tax $3,199.
How do I calculate my Maryland paycheck?
Use the free Maryland paycheck calculator: enter your salary or hourly wage and pay frequency, pick your filing status, and adjust W-4 settings (Step 2 checkbox, dependents, extra withholding) and pre-tax deductions like 401(k), HSA, and Section 125. The breakdown shows every withholding line per paycheck and per year.