2026 Paycheck Calculator — Federal & State Tax Withholding
Free paycheck calculator for all 50 US states. Estimate your take-home pay with federal and state income tax withholding, FICA (Social Security and Medicare), pre-tax deductions (401k, HSA, Section 125), and local taxes (NYC, Yonkers).
How to Calculate Your Paycheck
- Enter your gross annual salary or hourly wage
- Select your pay frequency (weekly, biweekly, semimonthly, monthly)
- Choose your state and filing status
- Adjust W-4 settings (Step 2 checkbox, Step 3 credits, Step 4 deductions)
- Add pre-tax deductions (401k, HSA, Section 125, Roth 401k)
- View your estimated take-home pay
States Supported
All 50 US states plus Washington DC. Federal withholding uses IRS Publication 15-T percentage method. State withholding uses each state's official brackets and standard deductions.
Local Taxes
New York City residents pay additional income tax (3.078%–3.876%). Yonkers residents pay a 16.5% surcharge on NY state tax. More local tax jurisdictions coming soon.